NetSpend is a processor and marketer of prepaid Visa and MasterCard debit cards.Reloadable Prepaid Debit cards are a financial solution for the un- and under-banked consumer segment, estimated at 70 million individuals in the United States. NetSpend markets its products as an alternative to cash, credit, and traditional banking relationships.NetSpend also offers a line of Visa and MasterCard branded Gift cards, and a Visa Travel Money card product.